Listing provided courtesy of Howard Hanna Allen Tate Lake NormanMLS# 4346441MLS ProviderContact Information: [email protected]
  • 118 days on site
  • 0 views

This Rare Opportunity with Lake Views and Lake Access to Lake Norman is back on the market after further inspection. The property has been evaluated by a structural engineer. According to the engineer, the observed settling is longstanding, related to original construction methods, and not believed to be ongoing. Additional evaluation of the decking by a licensed deck contractor has been recommended and is currently in process. Reports and findings from the engineer are attached to this listing. This is a unique opportunity to own an affordable property with beautiful lake views of Lake Norman. This 3 bed, 2 bath home is perfect as a full-time residence, seasonal getaway, or even a VRBO/investment rental property. Built elevated to maximize the stunning water views, the home offers year-round lake views from the front. During the winter months, additional lake views can be enjoyed from the rear of the home on either of the screened in decks, while mature trees provide natural privacy throughout the summer. This one-owner home has been exceptionally well cared for and features several recent updates, including fresh interior paint, new carpeting in the bedrooms, hallway, and living area, as well as, updated electrical outlets and some lighting. A whole house water filtration system was also put into place in 2003 and is maintained every 6 months. The windows have also been replaced in the sellers ownership. The one-level open floor plan offers comfortable living with a spacious laundry room, three bedrooms, and two full baths. Step directly from the kitchen onto a two-level screened-in back porch—ideal for entertaining or relaxing while enjoying the peaceful surroundings. Beautiful water views can be appreciated from every room on the front of the home creating a bright and inviting atmosphere throughout. An added bonus is deeded water access. All 17 homeowners share ownership of the first lot on the right as you enter the neighborhood, which provides access to Lake Norman. Bring your boat right from the driveway to the lake access point!!! Mountain Creek Marina is also conveniently located less than a quarter mile drive from the property or just across the water from the lake access. (Mountain Creek Marina - 704-483-0077/mtcreekmarina.com) Major updates include: Universal Windows (2019-30 year warranty) New roof (2020) Heat pump/Central air system (2021) Whole house water filtration system (2003) updated decking and screened in back decks carpet, electrical outlets and some lighting (2025/2026) washer/dryer conveys. Schedule your showing today and start enjoying lake living at an affordable price! For information regarding the 150 widening project visit: https://www.ncdot.gov/projects/nc-150/Pages/default.aspx

Source: Canopy MLS, MLS#: 4346441

Love this property?
Create a profile so you can receive updates on this property as soon as they happen!
  • Property Type
    Residential

Get in Contact

Would you like to know more about this property? We're here to help! Let's connect and find what you're looking for.

Ivester Jackson Christie's

Create a profile so you can receive updates on this property as soon as they happen!

  • Median Age
    56
  • Population Density
    218
  • College Educated
    52%
  • Estimated Median Income
    $79,219
  • Estimated Total Home Owners
    2,491
  • Estimated Total Renters
    407
  • Owner / Renter Divide
    86% / 14%
  • Estimated Average Household Size
    2
  • Total Population
    6,573
  • Community data courtesy of LiveBy, Inc.

Owning this Home

$
$ %
%
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Life at 4278 Harbor Lane


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
6/29/2026Source: Canopy MLS Price Reduction
$349,900 -1.4%
6/8/2026Source: Canopy MLS Price Reduction
$355,000 -4.0%
5/29/2026Source: Canopy MLS Status Change
Active
5/7/2026Source: Canopy MLS Status Change
Under Contract-Show
4/16/2026Source: Canopy MLS Price Reduction
$369,900 -0.7%
3/12/2026Source: Canopy MLS Status Change
Active
3/3/2026Source: Canopy MLS Added to Database
March 03, 2026